TOP 23 GOALS FOR 2023
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LAST UPDATED ON: 01/09/2024
What goals do you wish to accomplish in 2024?
With 2024 approaching quickly, now is a great time to start thinking about the goals that you want to accomplish if you haven't already.
Here you will find 24 ideas for setting new goals for 2024.
1. LEARN HOW TO MANAGE YOUR MONEY THE RIGHT WAY
Developing money management skills is crucial for effectively managing your finances. It is essential to have proper budgets and saving goals in place.
Discover the top three ways to establish a money management system in 2024:
Start Saving Money
2. SAVE MORE THAN YOU SPEND
It's important to save more than you spend. Saving money can be challenging, but you can make it fun by doing a savings challenge and finding an accountability partner.
3. ASK FOR A RAISE
When was the last time you got a raise?
Consider asking for a raise if it's been a while. However, before asking for a raise, ensure you deserve one first.
Take the time to self-evaluate your job performance. Then, if you're doing the best to your ability, move forward with asking for a raise. You can also ask your reporting manager to evaluate you to see if you can get a raise.
And if you are not doing well and still have your job, you can make things right. Start by listing out all of your responsibilities.
Then, list the tasks you feel you need to improve in and work on improving those tasks first. Or ask your boss for insight if you need more clarification.
4. EAT BETTER & EXERCISE
If you are unhappy with your weight or eating habits, it's time to change. Start by implementing healthier foods and a basic exercise routine, but make sure you consult your doctors first.
Develop a routine and a schedule; this way, it will be easier to stick to it. And you don't have to go crazy, but you should be consistent.
5. TRAVEL MORE
When was the last time you took a vacation? Of course, we all know that traveling can be expensive, but it's necessary to travel and experience new things.
If you are on a budget, try the tips below.
Plan All Trips in Advance
Start Saving for Your Trips Ahead of Time
Travel Light
Book in Advance and ask for Early Bird Specials and Discounts
Take Short Road Trips
Split the Cost with Friends for Gas, Hotels & Food
Try Not to Travel Around Major Holidays
6. WATCH LESS TV
There is nothing wrong with watching TV, but limit the time you spend in front of your television.
Instead, redirect all that idol time into something more positive. Examples of worthwhile activities include spending quality time with loved ones, expanding knowledge through learning, and connecting with friends.
7. READ A BOOK
When was the last time you read a book?
Reading has many benefits, such as stress reduction, vocabulary expansion, better writing skills, and much more.
Below are three life-changing books for you to read in 2024.
Eat That Frog By Brian Tracy
The Seven Spiritual Laws of Success By Deepak Chopra
Daily Self Discipline By Martin Meadows
8. CHECK ON DISTANT FAMILY AND FRIENDS
When was the last time you checked on your distant loved ones?
Even though it may be a lot of distance between you, don't distance yourself. Always check on your loved ones periodically to ensure they are well.
9. ENCOURAGE YOUR SPOUSE OR SIGNIFICANT OTHER
When was the last time showed love and support to your spouse? A great way to start is just being there when they need a shoulder to lean on, but most importantly, show that you support them.
Encourage them, but also show them that you genuinely care about them, their passions, and their interest.
10. FOCUS ON THE PRESENT
Tomorrow isn't promised, and we can't take back or change yesterday. But we can live in this present moment and do our best with what we have.
And understand that no matter our circumstances, we can change the future by making better choices.
11. SET PERSONAL & FINANCIAL GOALS
When is the last time you set personal and financial goals?
It's best to have both personal and financial goals.
The best way to do this is to write your goals down and track your progress.
12. ADD MEDITATION TO YOUR DAILY ROUTINE
Meditation helps reduce stress, enhances self-awareness, and lengthens attention span. Try meditating for 20 to 30 minutes a day in complete silence.
13. START A GRATITUDE JOURNAL
Do you have a gratitude journal? If not, you should start one. I have a gratitude journal, and it helped shift my mindset.
Every day I write down five things I'm grateful for and five things I want to manifest in the future.
14. PAY YOURSELF FIRST (AUTOMATE SAVINGS)
Pay yourself first. The easiest way to do this is to automate your savings. To start, you should be saving at least 10% or more of your take-home pay.
Once you start saving, you can increase or decrease this percentage as you need to.
15. START A CASH ENVELOP SYSTEM
After you have a budget, use cash envelopes to help you manage your money.
The best way to do this is to set a budget. Then add money to the envelopes as you receive your weekly, bi-weekly, or monthly income. Mark the envelopes with each expense.
16. BELIEVE IN YOURSELF
When was the last time you gave yourself credit? So often, we look down on ourselves or don’t give us enough credit. Always believe that you can do whatever you put your mind to.
17. LEARN SOMETHING NEW
When was the last time you learned something new? Now is a great time to increase your skills. There has never been a better time to learn new skills. There are many different platforms with affordable and free courses.
18. DECLUTTER YOUR HOME
Do you have a bunch of things lying around that you do not need? If so, declutter your home. Get rid of everything that no longer serves a purpose in your life or home.
19. CHECK YOUR CREDIT SCORE
When is the last time you check your credit score?
If it's been a while, you should check your credit score.
Maintaining positive credit and being aware of your credit score could save you thousands of dollars.
When using credit monitoring services, use services that let you view all three major credit bureaus.
20. TURN YOUR PASSION OR HOBBY INTO A SIDE HUSTLE
Are you thinking about turning your hobby into a side hustle? There has never been an easier time to turn a hobby into a side hustle. You can also start a blog to showcase your hobby.
21. BE POSITIVE
Always recite positive affirmations. Be kind and treat others with respect.
22. DO A SAVING CHALLENGE
Who doesn't want more money in the bank? Have you ever thought of having a saving challenge?
The most effective method is to invite a circle of loved ones or colleagues to participate in a savings competition alongside you. Read 13 Frugal Money-Saving Tips for Beginners!
Then, to keep in touch, you can send daily reminders through text or email. You can even go as far as creating a Facebook group or a video chat.
23. CREATE A VISION BOARD
When was the last time you created a vision board? Vision boards are fun to make and are a great way to manifest what you want in your future.
24. STOP LIVING PAYCHECK TO PAYCHECK
Are you currently living paycheck to paycheck? If so, take advantage of this FREE How to Stop Living Paycheck to Paycheck checklist.
To Summarize:
1. LEARN HOW TO MANAGE YOUR MONEY THE RIGHT WAY
2. SAVE MORE THAN YOU SPEND
3. ASK FOR A RAISE
4. EAT BETTER & EXERCISE
5. TRAVEL MORE
6. WATCH LESS TV
7. READ A BOOK
8. CHECK ON DISTANT FAMILY & FRIENDS
9. ENCOURAGE YOUR SPOUSE OR SIGNIFICANT OTHER
10. FOCUS ON THE PRESENT
11. SET PERSONAL & FINANCIAL GOALS
12. ADD MEDITATION TO YOUR DAILY ROUTINE
13. START A GRATITUDE JOURNAL
14. PAY YOURSELF FIRST (AUTOMATE SAVINGS)
15. START A CASH ENVELOP SYSTEM
16. BELIEVE IN YOURSELF
17. LEARN SOMETHING NEW
18. DECLUTTER YOUR HOME
19. CHECK YOUR CREDIT SCORE
20. TURN YOUR PASSION OR HOBBY INTO A SIDE HUSTLE
21. BE POSITIVE
22. DO A SAVING CHALLENGE
23. CREATE A VISION BOARD
24. STOP LIVING PAYCHECK TO PAYCHECK
IN CONCLUSION
Are you ready for 2024?
What goals will you set for 2024? Please, I would love to hear from you in the comment section below. I would also love to know which goal is your favorite and which ones you will try!
